The Two Biggest Mistakes Anyone Can Make If They Have EVER Been a Car Accident

1) “Assuming” they were not injured 
2) Not having the right insurance coverage.

New research is showing that regardless of age, health status, or post accident symptoms… any car accident involving speeds greater than 5mph WILL cause damage to the body and human frame.

What does this mean?

This means that seemingly harmful incidents, even minor car accidents, are capable of creating problems of “unknown origin”. Often times it can take up to several years for stiffness, discomfort and pain to set in.

What do you really NEED to know?

If you are ever involved in a car accident, or know someone that has been, DO NOT procrastinate – get a checkup from a qualified expert.

Who should I see after a car accident?

Maximized Health has created a Pain and Injury Department. This Department offers expert evaluation, advice, and care for anyone involved in a car accident – even if it happened years ago. We even offer second opinions for proper medical treatment.

What can the Maximized Health Pain and Injury Department do for me?

We will walk you through every facet of your personal injury case including; working with your insurance, helping find a reputable body shop, finding a great attorney if necessary, and of course getting you better!  We do our best to make life like the accident never happened!

You mentioned proper insurance coverage, what do I need to know?

The automobile insurance laws changed in Colorado a few years ago allowing for the purchase of Medical Payment (Med Pay) coverage.  Under Colorado Law, if you are at fault in an accident, your insurance company does not have to pay for your medical bills.  Med Pay changes all of that.  No matter who is at fault, your medical bills are paid up to the limit that you purchase (typically $5,000 or $10,000).  In addition, if you are hurt in another person’s vehicle, your Med Pay coverage still applies!

Will my rates go up if I use my Med Pay insurance?

Actually, no.  This coverage is designed specifically to pay for “smaller” injuries which are by far the most common.  Insurers will pay these “smaller” amounts without penalizing their customers.  Most attorneys and patient advocates recommend using your Med Pay coverage first so that your bills get paid and you are sure to get the care that you need.

Isn’t this coverage expensive?

Again, no.  $5,000 of coverage typically adds less than $30 to a six month insurance premium.  This is the least expensive yet most powerful insurance you will ever purchase. This is a very small price to pay for peace of mind!

How do I know if I already have Med Pay?

Look at the “Declarations Page” of your auto insurance policy or just call your agent.

How do I add Med Pay?

Call your agent, they are happy to help.  The whole process will take about ten minutes to be sure that you and your family are protected.

So, there are two things that must happen to protect your health and your family from an auto accident:

First, check you automobile insurance to be sure that you carry Medical Payments (Med Pay coverage).  Don’t wait, after the accident is too late!

Second, if you or a loved one has been in an accident you MUST get a checkup or risk years of problems down the road.

We have spent many years becoming experts in Personal Injury cases.  Let us guide you through what can be a stressful and confusing time in anyone’s life.  Remember, we want to make it like the accident never happened!!

Take Care, 

The Maximized Health Team